NEWS ARTICLES

February 25th 2010,  Obama's Health Care - The Inconvenient Truth

LET'S START WITH THE BOTTOM LINE. (1) Yes, America's system of paying for health care is definitely and without argument the most iniquitous in the industrialized world. It's a bloody disaster. (2) The fradulent medical payment system became that way from layer upon layer, decade after decade, of CONGRESSIONAL manipulations, double deals, payoffs, dishonest presentations of what was happening, deceit, falsehoods, and tons of plain old dumb-as-dirt stupidity. (3) For 60 years the Democrats in particular have operated on the principle that America was so rich with such a bottomless pool of wealth, that America could afford any type of system and support any kind of waste. Left wing Democrats still fanatically have a death grip on the belief that America can afford anything. One of the unwanted inconvenient truths is that America is broke, and Washington D.C.'s "spend till you drop" mind set of the last half century needs "real change." (4) The usual Congressional plan of action is to take a failed system, a system that is clearly NOT working, like America's health care payments, AND MAKE THE FAILING SYSTEM BIGGER. (5) Obama's so-called Health Care Plan is one more dishonest scam, one more trick, one more flim-flam. It's one more example of taking a horrible problem and making it bigger. Anyone who looks into a TV camera and says, "Obama-care is not a massive new tax, but a way to save money and improve the system..." that person is one of four things: brain-dead, lying, a Washington D.C. politician, or all of the above.

BOTTOM LINE: THE UNWANTED TRUTH. President Lyndon Johnson had a saying that perfectly fits America's current health care payment system and Obama-care. President Johnson said, "You cannot make shoes out of shit." The current American health care system is shit, and it cannot be "fixed" by putting another big layer of shit (Obama-care) on top of the existing mountain of shit.

THE SOLUTION IS "REAL CHANGE."  Congress has to forget the Obama-care scam and begin with an entirely pristine sheet of paper. The objective is a sustainable system that's doable and workable. Is that politically possible at this time? The answer is, "NO." However, Congress can probably get parts of what's needed passed, and when the US economy goes into massive crisis (not too far into the future,), then the entire package can be readily enacted. What Congress genuinely needs is a set of ready-to-go plans for after America's financial collapse.       

THE TRUTH. The 5,000+ page Obama Health Care Bill is in reality a massive new tax on (1) young people and (2) healthy people, and (3) old people. It's a new tax that's disguised as health care.

THE WOLF THAT'S HIDDING IN THE WOODS. Why does Congress need 5,000+ pages? Because the more pages there are, the easier it is to hide the scams.

TAKING THE WORLD'S MOST DISASTEROUS MEDICAL BILLING SYSTEM AND MAKING IT MORE SINISTER. There's no question that America has the world's most deficient medical billing  system. Anyone with assets, and who has a long term serious illness, can tell you that America's medical billing system is a nightmare. If the medical affliction doesn't kill you, then America's medical billing system will.

INSURANCE IS NOT THE ANSWER, IT'S THE PROBLEM. The biggest con game, scam, and swindle is the government's engineered 80%-20% insurance payment system. With "medical insurance" you pay 20% of the bill, and the insurance supposedly pays 80%. In reality YOU pay 20% but the insurance company pays a LOT LESS.

HERE'S THE SWINDLE.  THE 20% YOU PAY IS 100% OF WHAT THE HOSPITAL BILL WOULD BE FOR THE SAME PROCEDURE ALMOST ANYWHERE ELSE IN THE WORLD. You could go to Singapore, to a hospital with a BETTER survival rate than American hospitals. Have a heart bypass operation, with a private room, and the entire bill would be $25,000. In the USA, the same bypass procedure in a hospital with LOWER survival rate would cost $130,000. Your 20% of the total bill is $26,000. However, you were paying  $500 a month for medical insurance for  ten years before the operation. (President Obama wants to FORCE young people to start paying earlier). YOUR total out of pocket costs, including the cost of your insurance, would have been $89,000.  In India, you can check into a hospital that has BETTER survival rates than 90% of US hospitals. You could have a heart bypass operation, with a private room, and with a full time aid whose only duty is to take care of you. The total hospital/doctor cost would be $5,000, or $84,000 LESS than if you had been paying insurance in the USA for ten years.

THE TRUTH ABOUT HOSPITALS. Yes, some of the very best hospitals in the world are in the USA, like the Mayo Clinic. However, the top 5% of the hospitals in India, like the one mentioned above, have better survival rates (success rates) than the bottom 80% of the hospitals in the USA. The top 5% of the hospitals in Costa Rica have better survival rates (success rates) than the bottom 85% of American hospitals, but the costs in Costa Rica are all 60% to 75% less than the inferior American hospitals.

WHAT'S NOT THERE? As I've pointed out in the past, when you analyze systems one of the many questions you have to ask is, "What's not there?" What's NEVER been there is an independent commission created by Congress to answer the question of why medical procedures  in the USA are billed out at 300% to 2,000% MORE than anywhere else in the world?

ACTUALLY, THERE HAVE BEEN STUDIES OF WHY MEDICAL CARE IN THE USA IS SO MUCH MORE EXPENSIVE THAN ANYWHERE ELSE IN THE WORLD. There have been excellent studies done in the past (all buried by the government), and they've all came to the same general finding  which is, AROUND 35% OF THE COST OF HEALTH CARE IN THE USA GOES TO PEOPLE AND PROGRAMS THAT HAVE NOTHING TO DO WITH TREATING MEDICAL NEEDS. Does "Obama-care" address this issue? Absolutely NOT. Obama-care makes the problem worse by adding lays of shit people, political hacks, and thug enforcers who would NEVER treat one sick person. I keep thinking  that the founding  fathers of America must all be rolling over in their graves.   

THE TRUTH. The 20%-80% insurance scam in the USA is America's de facto medical welfare system. People with assets who become sick are paying for the medical treatments of irresponsible people and welfare whores who have a half dozen illegitimate children at tax payers expense. The politicians get the votes for being generous with YOUR money, and working people get the shaft. Hey, why doesn't Congress pass a bill that says YOUR 20% is 20% of what the insurance company pays? Sure! I can give you a 1000% guarantee that a Bill like that would never see the light of day.

A POLITICALLY INCORRECT STEP IN THE CORRECT DIRECTION. America has a fast growing "third world" inside of its borders. In my mother's old area, in Fort Lauderdale, there's a Mexican/Central American super market. I like shopping there because their cuts of meat are good and not expensive. The majority of shoppers at that store use Federal government food stamps. There are 36,000,000 (thirty-six million) people in the USA on food stamps. Some of the people at the "third world" store I go to, who are on food stamps, are REALLY fat. They are porkers... like Pillsbury Dough Boy - no necks whatsoever, fat short arms, fat round heads on even fatter round bodies. Half of the food they buy is crap, and they have "Diabetes coming" written all over them. Here's an idea to both save tax payer money and increase the nation's health. If a person is 20% over weight they go OFF of government food stamps until they get in shape. Would the government ever do that? Like a snowball's chance in Hell.  The government IS increasing food stamps, and then the government will charge the tax payers even more when most of food stamp porker gluttons become Diabetic.

A MASSIVE NEW TAX ON YOUNG PEOPLE. Medical insurance in the USA is a giant scam engineered by Congress to hide a de facto medical welfare system. If you have assets you're billed at costs plus 300% to 2,000%. If you're a spend-it-all, then you pay nothing. Faced with a growing percentage of worthless people in America, and growing medical costs, President Obama wants to force every working person to buy insurance thus expanding the de facto welfare tax to cover the growing "diversity" of worthless people. President Obama's so-called health care bill is in reality a giant new tax. A massive new tax that will fall most heavily on healthy young people in their 20s and 30s, and old people who will pay more for their treatments and receive less.

THE SCAM HAS BEEN IN THE WORKS FOR MANY YEARS. In reality, a person in good health in their 20s and 30s, with parents who were also in good health, only needs auto accident injury insurance. Thirty years ago, I had a good driving record, (I still have a good record.) At that time I was purchasing  auto accident injury insurance as part of my car insurance for about $10 a month for $500,000 coverage. No 20%-80% scam, the full $500,000 from hospital bill dollar one. I was in the 20-30 age group. I knew that I did NOT need health insurance. I was a very healthy person who came from healthy parents. All I needed was auto accident insurance because you can never be sure if somebody else is going to run into you. I had a friend who was stopped at a red light. A drunk plowed into my friend's stopped car and broke his back. Ah, but a good arrangement for me, and people like me, that wasn't good enough for Congress. What I was getting wasn't "fair and equal" to the people of "diversity" who were spending their money on important things like Mad Dog 20/20 and crack cocaine. Congress got into bed with their favorite whore, the insurance industry, and they did away with meaningful auto accident injury insurance. Today, in Florida where I live, auto accident insurance for injuries is limited to a de facto $10,000. That's about enough money to cover the first 15 minutes in a hospital emergency room.

SO IS PRESIDENT OBAMA'S HEALTH CARE BILL GOOD OR BAD? That all depends on who you are. If you're a welfare user, then it's great. If you're a user of tax money rather than a payer of tax money it's wonderful. If your "Precious" and want to spend your life having illegitimate children at the taxpayer's expense then Obama-care is what you want.  However, if you're a healthy person in their 20s and 30s, who does not want to be a bum, then you're looking at a massive new tax (forced on you) for something you don't need. A massive new tax at a time when America's employment trends, and wages, are going down the toilet for people in their 20s and 30s. Why should Congress worry about jobs for young adults when it can waste it's time on programs to give money away?

"REAL CHANGE." For decades Congress has been worried about how to make life easy and comfortable for bums. Congress has wasted trillions of dollars, and financially crippled the USA, in an effort to make life pleasant  for bums. There's an old saying, "You get more of what you pay for." Today, in 2010, after spending trillions of dollars to make life comfortable for bums there are more bums than 50 years ago. Maybe, after decades of failure, and after bringing the USA to the doorstep of financial ruin, maybe we need some new objectives? Maybe we need "real change." Like making life better for people who work? Like electing a different President in 2012?

All the best,

Andrew Molchan

Systems Analyst